Management of Commercial Banks

What is the impact of nationalisation of banks in India? Do you think that nationalisation has contributed to the economic development?

List the major function of Reserve Bank of India (RBI). Comment on the role of RBI in current economic scenario.

List the major function of Reserve Bank of India (RBI). Comment on the role of RBI in current economic scenario.

List the major banking reforms in India since independence.

What are the advantage and disadvantages of paper less banking?

Classify the major risks for commercial banks as per intentional norms.

State briefly the methods of managing major risks of commercial banks as per intentional norms.

Examine the role of Non Banking Financial Councils (NBFCs) in a developing country like India. Quote any two recent  changes in the regulatory Framework for NBFCs in India.

Discuss the methods of appraising the efficiency and performance of banks. In this context highlight the main features of CAMEL approach.

Briefly describe Operational risk.

Briefly describe Foreign Currency transaction of banks.

Briefly describe International banking.

Briefly describe Asset Liability Management.

Describe the typical investment portfolio of commercial bank. What are the major considerations in the management of this portfolio?

Define Non-Performing Assets as per RBI. What steps have been taken by the banks in India to reduce the NPA?

State the major items on the asset and liabilities side of the schedules commercial banks.

What is Liquidity risk? What are the techniques for managing liquidity risk? 

State the various methods of handling risk arising out of foreign exchange exposures.

List the major developments in International Banking. Do you think that Indian banks are at par with major international (foreign) banks? Give reasons in support of your answer. (15) 

What are Non-Banking Financial Institutions (NBFCs) State the regulatory framework of NBFCs operating in India? 

(a) How the role of banks has changed in the present scenario? Discuss.

(b) What is the meaning of efficiency of banks? How is it measured?

Answer  the questions:

(a) Credit Risk

Answer  the questions:

(b) Foreign Exchange Exposures

Answer  the questions:

(c) CAMEL Approach

Answer  the questions:

(d) Non-Performing Assets (NPAs)

Answer  the questions:

(e) Minimum Capital Requirements of banks as per RBI norms

Answer  the questions:

(f) E-banking

Q2 Which fourteen major banks were nationalized in India in 1969? Also name the six more banks, which were nationalized in 1980. Discuss the objectives of nationalization of banks in India. 

Q3 How do cash management activities impact on profitability of banks? 

Q4 How would you measure interest rate risk by using gap analysis method?

Q5 Differentiate between performing and non-performing assets (NPA). How commercial banks manage and control NPA?

Q6 Explain CAMELS approach for evaluating financial performance of a bank

Q7 Explain the concept and features of Non-Resident (External) Rupee Account. 

Write Short note on:-

(a) Assets structure of commercial banks.

Write Short note on:-

(b) Factors determining liquidity

Write Short note on:-

(c) Earnings at default.

Write Short note on:-

(d) Non Banking Financial Institution

Write Short note on:-

(e) Social responsibility of banks.

Explain briefly the structure of Indian Banking System. What is the role of commercial banks in the economic development of a country?